Your Independent Insurance Advocate Since 1997
Your Independent Insurance Advocate Since 1997
Serving Virginia businesses and families with access to 100+ carriers and zero bias toward any single company.
Founded 1997
Decades of Trust
100+ Carriers
Unbiased Options
Mid-Atlantic
Regional Expertise
Independent
Working for You
Independent Insurance Experts
Meet Your Agent
Our agents are leaders in their communities — trusted advisors who work for you, not an insurance company.
Your Independent Insurance Advocate Since 1997
Your Independent Insurance Advocate Since 1997
Serving Virginia businesses and families with access to 100+ carriers and zero bias toward any single company.
Founded 1997
Decades of Trust
100+ Carriers
Unbiased Options
Mid-Atlantic
Regional Expertise
Independent
Working for You
Core Values
We Work For You, Not an Insurance Company
Our loyalty is to our clients, never to a quota or a preferred carrier agreement.
Access to 100+ Top-Rated Carriers
We shop the market extensively to find the perfect balance of coverage and cost.
Personalized Coverage, Not Cookie-Cutter Plans
Every business and family is unique. Your insurance strategy should be too.
Full-Service Insurance Solutions
From complex corporate benefits packages to individual health plans, KSC provides comprehensive brokerage services tailored to your specific needs.
Employee & Group Benefits
Comprehensive group health, dental, vision, life, and disability plans. We handle the complexities of ACA compliance and COBRA administration so your HR team doesn't have to.
Individual & Family Plans
Navigate the personal insurance market with confidence. We offer expert guidance on personal health, dental, long-term care, and Medicare supplement plans tailored to your life stage.
Business Solutions
Protect what you've built. We consult on buy/sell agreements, business overhead expense insurance, key person coverage, and self-insurance program design.
Commercial & Personal Lines
Beyond benefits, we secure your physical assets and liabilities with robust workers' compensation, commercial liability, homeowners, and auto insurance policies.
Independent Means Unbiased
As an independent brokerage, KSC is not tied to any single carrier. We shop over 100 companies to find the best fit for your unique situation.
Nearly 30 years of industry relationships means we have access to solutions and pricing that most brokerages simply cannot offer. We advocate for you during the selection process, through renewals, and whenever you have a claim.
No commissions tied to specific carriers
Dedicated agent, never a call center
ACA compliance expertise built into our service
Digital benefits administration via Employee Navigator
Local presence with extensive Mid-Atlantic reach
"We work for you, not an insurance company."
Your Tools
Employee Navigator
Streamlined benefits administration for your team. Access enrollment, plan details, and HR tools in one centralized, secure platform.
Quick Quote Tool
Get a fast quote on any of our insurance lines, no appointment needed. A dedicated advisor will review your options.
Client Trust
“ Great agents. Always very helpful ”
TRUSTED BY BUSINESSES AND FAMILIES ACROSS HAMPTON ROADS AND THE MID-ATLANTIC SINCE 1997
Ready to Find the Right Coverage?
Let's talk about your needs. There's no obligation, just honest advice from experienced professionals.
We work for you, not an insurance company.
Office Hours
Monday–Thursday:
8:30 AM – 5:00 PM
Friday:
9:0 AM – 5:00 PM
Saturday & Sunday:
CLOSED
Licensed independent brokerage serving Virginia and the Mid-Atlantic since 1997.
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KSC is an independent insurance brokerage. Products and services offered may vary by state.